I currently have a car through my parents car insurance but I really want to branch out on my own and get my own insurance so I’ve been thinking about finally pursuing my dream of getting a motorcycle. They’re cheap, run well, and from what I gather insurance is very cheap. Could anyone tell me what kind of money I might save in Pennsylvania or New Jersey in comparison between a motorcycle and a regular car? Thanks.
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You won’t see that great of a savings by buying and insuring a motorcycle. They are considered a risk and the rates will reflect that risk.
I’ve never known “cheap” insurance for m/cycles, the cost/returns ratio is too high for most insurance companies, particularly on young riders. We’re seen as an high risk group, and premiums reflect that.